6/21/2008

France: medical insurance is unique

French implementation of a social insurance system, medical insurance, endowment insurance and family insurance subsidies is the French general insurance, these social insurance is mandatory in France, all of the country's employment must be insured. Medical insurance is a national social insurance system as an integral part. In France, access to health insurance, annual working hours shall not be less than a month. Illness in six months, must be confirmed in the first three months of work have at least 200 hours, more than six months, have confirmed that the disease 12 months ago to work at least 800 hours, of which the first three months to work for 200 hours . Living in France but not in line with the general social insurance provisions may take part in the individual insurance, to pay an annual insurance payment, reimbursement of medical expenses under the provision. All of the following can be reimbursed for medical expenses: because of injuries or occupational diseases hospital; enjoy Canfeijunren grants; enjoy social insurance chronic disease patients in extraordinary education or vocational training centres of life of disabled young people since the first 31 days since hospitalization ; The diagnosis and treatment of infertility; pregnant women since the first six months of starting treatment for children with disabilities; babies were born within 30 days after treatment; fill shape, orthopaedic equipment; died of cancer and other diseases; organized Diagnosis; elderly people aged over 70 were given influenza vaccination, and so on. However, a blue marker drugs (not shown in the insurance drugs) can only be reimbursed 35 percent of all the other drugs claims. The hospital provides 80 percent of hospital costs reimbursed, the hospital provides medical and dental clinic for the reimbursement of 70 percent, commonly used drugs and vaccines used to prevent 65 percent, laboratory fees at 60 percent, insurance is not included in urgent need of medicine at 35 percent, but no Alternative medicine expensive drugs can be reimbursed 100 percent. The drug, the French have a strict governance, the French authorities has formulated strict distinction between general medicine and nutrition to define the limits of medicine, pharmacy in the sale are clear signs, manufacturers of packaging drugs in the printed on white and blue markers to Distinguished. Sales at pharmacies open documents also clearly marked by the sale of the types of drugs to control medical expenses reimbursed. Although the people to participate in medical insurance only for medical expenses and reimbursement of some drugs, if patients also participated in other non-mandatory professional insurance, may be reimbursed the remaining part. In France, the medical insurance system, an advisory body of medical services, the main task is to study compensation for the rights of patients and identification of medical capability and level of participation and control medical costs and other expenses. This system set up by three organizations, national health insurance Foundation, set up a medical consultant, the region has 17 regional medical consultant, the relative independence of the most basic level, while the leadership of the Board of Trustees. There are two major tasks of medical consultants, the first medical community to identify the second is the community to identify public health, is mainly directed against hospitals and other health care entities. French medical insurance funds come mainly from the members of society to impose the mandatory social insurance payments. French social insurance funds equivalent to the total amount of the total wages of 36.5 percent, of which medical insurance accounted for 19.6 percent of total wages around. Medical insurance with other insurance, and workers from enterprises to be prorated: enterprises by 12.8 per cent of total wages paid, the workers wages deducted from 6.8 percent.

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